Find it.Fund it.Flip it.
Run the numbers, then get funded — fast. Hard money for real estate investors, matched from a 20+ lender network.
Avg 14 business day close · 20+ lender network · No hidden fees
Deal Analyzer
Live math — tweak the numbers
Illustrative only — not a loan offer.
How it works
Two tracks. One platform.
- 1List your property in minutes with rich deal metrics
- 2Get seen by thousands of funded, active investors
- 3Close faster — buyers arrive pre-qualified for capital
- 1Apply in 4 minutes — one form, save & resume
- 2We shop 20+ hard money lenders on your behalf
- 3Best terms delivered within 24 hours
Why hard money
Theunfairadvantageeveryseriousflipperuses.
Hard money isn't just faster capital — it's how experienced investors scale. Here's what it unlocks.
0 days
Close in days, not months
Hard money closes in 7–14 days. Banks take 45+. Speed wins deals.
Up to 0% LTV
Asset-based, not credit-based
Approval comes from the property, the numbers, and your exit — not your credit score.
0% rehab
Do more deals with less cash
Up to 90% of purchase + 100% of rehab financed. Stretch capital across multiple flips.
0 mo term
Interest-only, then exit
Interest-only payments during the flip. Pay off in full when you sell or refinance.
The flywheel
How hard money compounds your deal flow.
- 01
Cash offer
Win deals investors with financing lose
- 02
Fast close
7–14 days from application to funded
- 03
Rehab draws
Lender funds the work as you complete it
- 04
Sell & repeat
Exit, pay off, deploy into the next flip
How a deal gets funded
Apply → Matched → Funded → Sold.
A fictional flip — $200K purchase, $50K rehab, $320K ARV — walked through each stage so you can see how the numbers move.
Stage 1
Apply
Submit deal + scenario in ~4 min.
Loan requested: $175,000
Stage 2
Matched
We match to one best-fit lender.
Terms: 10% · 2 pts · 12 mo interest-only
Stage 3
Funded
Purchase + rehab draws in place.
Carry (6 mo): ~$8,750 · Points: $3,500
Stage 4
Sold
Rehab done, listed, sold at ARV.
Net profit (illustrative): ~$57,750
Industry benchmarks
The hard money numbers every investor should know.
9.5–12%
Typical hard money rate
1–3 pts
Origination range
7–14 days
Typical hard money close
Up to 90%
Purchase LTV · 100% rehab
Industry ranges from public lender data. Platform metrics will appear here once real deals close on Flipvest.
Hard Money 101
Know the game before you play it.
Credit-Challenged?
Credit holding you back? Repairs as fast as 2 weeks.
Most credit issues we see are fixable in 45–60 days — some in as little as 2 weeks. Free credit review, no obligation.
Partner With Us
Got a deal but not the capital?
Bring it to us — if it fits our buy box, we'll do the deal with you. Joint venture, shared upside, zero downpayment out of your pocket.
- 01
Submit your deal
Send us the numbers and the property — takes 4 minutes.
- 02
We review your buy box
Our team checks it against our JV criteria within 24 hours.
- 03
We fund it together
If it fits, we bring the capital and split the upside.
Investor List
Get off-market deals first.
Join thousands of active investors getting Spotlight deals in their inbox before they hit the marketplace.
Find it. Fund it. Flip it.